Abstract

This Uganda Standard focuses on mechanisms by which a person (`consumer`, `payer` or `business`) uses a mobile device to initiate a payment to a business entity (`merchant` or `payee`). Such a payment may use the traditional merchant point of interaction (POI) system, where the manner of settling the payment follows well-established merchant services paradigms. Additionally, there are other ways for a consumer to make a payment to a merchant, using the mobile device to initiate, authorize and process transactions outside of traditional payment networks using secure payment instruments. Accordingly, this document supports both `push` and `pull` payments (i.e. transactions that are pushed or transmitted from a mobile device into a POI or pulled or received into a mobile device or POI), which are initiated and/or confirmed by a consumer to purchase goods and or services, including proximate payments, remote secure server payments, as well as mobile payments that leverage other technologies [e.g. cloud computing, quick response (`QR`) codes, biometrics, geo-location and other methods to authenticate and authorize the transaction. This standard was published on 2017-12-12.